They currently offer a $5 sign up bonus and a $5 referral bonus for free. Square CashĪs a habitual user of Venmo I started to hear about Square Cash. What really makes this app stand out to me is it’s ability to pay someone via credit card even with a small 2.9% fee. Venmo does take longer to set up as it requires your actual account and routing number. It’s capabilities include sending payments via debit cards, bank transfers, and credit cards. Venmo is free to download on Android and iOS. You can add friends on Venmo, see the payments other people send, like, or even comment on the transactions that are occurring in your feed. It’s almost like a payment portal with a social network within it. This app let’s you send money to somebody with the click of a button on your smartphone. Where have I been? As of lately, Venmo has been crushing the mobile app market especially with the younger demographic. Then I find out it’s one of the newest ways to pay people. The first time I heard the term “Venmo me” I was with my friends going to a restaurant that didn’t accept cash and I was a little baffled on what they meant. As of lately I’ve been using Venmo and Square’s Cash. Both of these apps have managed to make paying people fairly easy when you don’t have cash or a checkbook on you. One of the questions I’ve been asked a lot recently is which phone payment app I prefer.
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